We are sometimes asked whether we are able to obtain travel insurance on behalf of our clients. However, we have found over the years that climbers prefer to be in direct contact with the insurers, as in the event of a claim, there is quite a lot of passing information back and forth, and this is generally most easily managed directly, rather than via an intermediary.
That said, in the event of an insurance claim, we are usually asked to provide a company letter detailing what went wrong on the mountain and why it was in the claimantβs best interests that the particular action (such as evacuation) was taken, from which the claim is derived.
When obtaining insurance, it is recommended that you get confirmation directly from the insurer of exactly what is covered. This is because even though a certain policy may have covered a certain contingency historically, and a friend or travel company may have recommended that insurer or specific policy for that reason, the insurer may have decided subsequently to no longer cover that contingency. This often happens when a large number of claims are made from within such contingencies and the insurer decides that increasing the premium cost to litigate against the increased risk of payouts is likely to have the effect of reducing purchases of that premium.
When securing an insurance policy therefore, probably the most important question to ask therefore, is:
Does this policy definitely cover me to 5,000m altitude (since Toubkal's summit is, of course, 4,167m), and if so, what are the exclusions that apply at high altitude and what is the threshold beyond which these exclusions apply?
You will be collected from your Riad in Marrakesh at 0800 and transferred through the foothills of the High Atlas β passing traditional Berber market towns and the spectacular Moulay Brahim gorge β to the village of Imlil (1,740m). Here you will meet your mountain guide, who will brief you on the days ahead and check your equipment. Rental gear is available in Imlil village centre if required.
Starting your day early in Marrakech, you'll wind your way up through the Moulay Brahim Gorge and the upper valleys, taking in the stunning scenery along the way. As you arrive at the foothills of the High Atlas Mountains, you'll meet up with your Berber muleteer crew who will accompany you on your trek.
Welcome to the world of Team Toubkal itineraries, where personalised adventure takes centre stage! Our custom itineraries are carefully crafted to elevate your Toubkal journey into an unforgettable experience. Recognising that each adventurer's aspirations are unique, we excel in tailoring your expedition to align with your dreams and preferences.